Terms and Conditions

Agreement to Terms

By accessing or using the website accidentpayments.com ("the Site") operated by Accident Payments ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use the Site or our services.

Description of Services

Accident Payments is an information and case-intake platform. We provide educational resources related to personal injury, car accidents, medical malpractice, workers' compensation, SSDI benefits, and other legal matters. If you request a case review, we may help facilitate contact with an independent attorney or law firm that may be able to evaluate your matter.

User Responsibilities

By using this Site, you represent and warrant that:

• You are at least 18 years of age
• The information you provide is accurate, complete, and current
• You will not use the Site for any unlawful or prohibited purpose
• You will not attempt to interfere with the proper functioning of the Site
• You will not submit false or misleading information through any form on the Site

SMS/Text Messaging Terms

By opting in to receive SMS text messages from Accident Payments, you agree to the following messaging terms:

• You consent to receive text messages from Accident Payments at the mobile phone number you provided, including messages sent via automated technology where permitted by law
• Message types may include appointment reminders, notifications, and other service-related updates
• Message frequency varies
• Message and data rates may apply
• Consent to receive SMS messages is not a condition of purchase or receiving any services
• You may opt out at any time by replying STOP to any message we send
• For assistance, reply HELP to any message or visit accidentpayments.com
• We send SMS only after you separately consent through a form that clearly discloses the program terms

Your SMS consent applies only to messages from Accident Payments; it does not authorize unrelated third-party marketing texts. You understand that wireless carriers are not liable for delayed or undelivered messages.

Case Review Services

When you submit a case review request, your information may be shared with an independent attorney or law firm for the purpose of evaluating your legal matter. Submitting a case review does not guarantee representation by any attorney. Any attorney-client relationship is formed directly between you and the attorney, subject to their own terms and agreements. Submitting a case review does not automatically enroll you in SMS messaging; text messaging requires separate opt-in consent.

Intellectual Property

All content on the Site, including text, graphics, logos, images, articles, and software, is the property of Accident Payments or its content providers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, Accident Payments and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or services. This includes, without limitation, damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.

Disclaimer of Warranties

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We make no guarantees regarding the accuracy, completeness, or reliability of any content or information on the Site.

Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Accident Payments. We are not responsible for the content, privacy policies, or practices of any third-party sites. Accessing third-party links is at your own risk.

Indemnification

You agree to indemnify and hold harmless Accident Payments, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorney's fees) arising out of your use of the Site, violation of these Terms, or infringement of any rights of a third party.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in the applicable jurisdiction.

Changes to These Terms

We reserve the right to modify or replace these Terms and Conditions at any time. Changes will be posted on this page with a revised "Last updated" date. Your continued use of the Site after any changes constitutes acceptance of the revised terms.

Contact Us

If you have any questions about these Terms and Conditions, please contact us: